RetireGlide vs Boldin (formerly NewRetirement): which fits you?
Last checked August 14, 2026 · Competitor details change — verify on their site.
Boldin is the veteran here, with 250+ PlannerPlus inputs and a plan-grounded AI assistant. Since August 4, 2026, Boldin AI can update plan data, adjust assumptions, and add accounts while its projections refresh. Conversational plan editing is therefore a shared capability, not a RetireGlide-only one.
The products now differ more in workflow and safeguards. Boldin favors a broad, hands-on planning system. RetireGlide pairs voice-or-text intake and confirmed screenshot capture with figure grounding, claim checks, a CI-isolated deterministic engine, proactive Guardian monitoring, and spending guardrails as a headline output.
Side by side
| Boldin (formerly NewRetirement) | RetireGlide | |
|---|---|---|
| Pricing | Free Basic; PlannerPlus $12/mo (billed $144/yr) with 14-day trial; Advisor engagement $3,200 flat | Free tier; Premium $120/yr or $14/mo (14-day trial) |
| Getting your account data in | Account linking via aggregators (PlannerPlus) or manual entry across 250+ inputs | Screenshot capture with human confirmation — no credentials; images deleted after confirmation or within 30 days; manual entry too |
| Projection engine | Monte Carlo plus deterministic projections; federal & state tax modeling, Roth conversion explorer | Deterministic Monte Carlo engine (1,000 futures) with full US tax model — federal & state brackets, Social Security taxation, RMDs, LTCG stacking, NIIT, IRMAA |
| AI's role | Beta, plan-grounded Boldin AI uses its modeling engine for Q&A and scenarios; Q&A is limited on free Basic and unlimited on PlannerPlus, whose AI can also update data, assumptions, and accounts since August 4, 2026 | AI gathers confirmed inputs, explains results, and proposes scenarios; figure grounding and claim checks verify its outputs, while CI keeps LLM/network code out of the math engine |
| Designed around AI? | Boldin AI has edited plan data, assumptions, and accounts conversationally since August 4, 2026 — a shared capability, not a RetireGlide-only one | Conversation is the front door here from minute one: a voice-or-text interview builds your plan as you confirm each fact, not just edits an existing one; every AI-stated figure is cross-checked against the deterministic engine before it's shown; Guardian explains what changed between visits without telling you what to do; a CI test keeps LLM and network code out of the math engine; and every model upgrade must pass our accuracy and compliance checks before it reaches your plan |
| AI interview | Typed plan setup and AI chat | Voice or text AI interview that fills in your plan only after you confirm each proposed fact |
| Accuracy & document roadmap | Public release notes list Planner Score and a Vault with AI document parsing as coming soon | Accuracy meter and confirmed screenshot capture are live; source images are deleted after confirmation or automatically within 30 days |
| Initial setup | Basic lists 100+ inputs and PlannerPlus 250+; the amount you complete is up to you | Under 3 minutes from eight plain-language questions; sharpen later with screenshots |
| Human help | Classes, coaching, and a flat-fee CFP® engagement | Educational tool only — we'll point you to a fiduciary for personal advice |
Choose Boldin if…
- You want a feature-dense DIY planner and enjoy detailed manual modeling.
- You want optional flat-fee access to human CFP® professionals inside the same ecosystem.
- You're comfortable linking accounts through aggregators for automatic balance updates.
Choose RetireGlide if…
- You prefer not to share brokerage credentials — screenshots keep you in control, and they're deleted after confirmation or automatically within 30 days if not confirmed.
- You want to begin with eight questions and use an accuracy meter to decide which detail is worth adding next.
- You want a voice-or-text interview plus a proactive Guardian that can surface plan changes between visits.
- You want spending guardrails as the headline output: a safe monthly range, recalculated as markets move.
- You want AI figures checked against engine facts and a CI rule that prevents the LLM from entering the math engine.
Common questions
- Is Boldin the same as NewRetirement?
- Yes — NewRetirement rebranded to Boldin in 2024. Same company and product line, including the free Basic planner and PlannerPlus.
- Does RetireGlide have as many inputs as Boldin?
- No, by design. Boldin exposes 250+ inputs up front; RetireGlide starts with eight questions, applies documented defaults, and progressively asks for the inputs that most improve your specific forecast. Both approaches model taxes, Social Security, Roth conversions, and healthcare — they differ in how much work they ask of you first.
- Which is cheaper?
- Comparable: Boldin PlannerPlus is $144/yr, RetireGlide Premium is $120/yr, and both offer free tiers and 14-day trials. Verify current pricing on both sites — this page is checked quarterly.
A practical way to compare: run your own numbers
Both tools have free tiers. Ours takes about 3 minutes and never asks for a password.
Sources & fairness
- Boldin pricing (verify current)
- Boldin AI features and tier access (verify current)
- Boldin release notes — August 4 plan editing and announced roadmap (verify current)
We build RetireGlide, so read this page accordingly. Competitor facts are drawn from their public pages as of the date above; if we got something wrong, tell us and we'll fix it.