Retirement planning tools, compared honestly
We build RetireGlide, so we won't pretend to be neutral — but these comparisons are factual, sourced from each tool's own pages, and clear about where the others win.
Facts checked August 14, 2026. Products and prices change — verify current details on each provider's site.
Boldin (formerly NewRetirement)
Best for: Hands-on planners who want a feature-dense DIY tool
The category veteran: 250+ PlannerPlus inputs, plan-grounded AI that can edit confirmed plan data, Monte Carlo, Roth tools, classes, and optional CFP® help.
RetireGlide vs Boldin →ProjectionLab
Best for: FIRE optimizers who enjoy building detailed models (and non-US planners)
A hands-on modeling sandbox with Monte Carlo, backtesting, and international support. No direct account linking; optional plugins can sync balances from other tools.
RetireGlide vs ProjectionLab →Empower Personal Dashboard
Best for: Free ongoing tracking if you're comfortable linking every account
A free connected-account dashboard and Monte Carlo retirement planner offered alongside optional wealth-management services.
RetireGlide vs Empower →Where RetireGlide fits
RetireGlide is for people who want professional-grade answers — a safe monthly spending range, Social Security claiming strategy, year-by-year taxes including RMDs and IRMAA — without linking accounts or spending an evening on data entry. Screenshots in, forecast out, every number from a deterministic engine you can audit, with every extracted fact confirmed before it enters the plan.
What about general AI and portfolio trackers?
- Why not just ask ChatGPT?
- ChatGPT can be useful for exploring questions and explaining concepts. RetireGlide is purpose-built to keep a structured retirement plan you control, turn proposed inputs into confirmed fields, run seeded and versioned deterministic projections, check AI-stated figures against engine outputs, and monitor the plan through guardrails and the Guardian. Both are educational tools; verify consequential tax, legal, and investment decisions with a qualified professional.
- Google Finance imports portfolio screenshots too — what's different?
- It does: Google announced global portfolio creation from screenshots, CSVs, and PDFs on June 25, 2026. Google Finance uses those holdings for portfolio tracking and market research. RetireGlide uses confirmed facts as inputs to a retirement-focused Monte Carlo and US tax model, then deletes the source image after confirmation or automatically within 30 days if it is not confirmed. These are different jobs; verify current Google Finance availability and features on Google's site.
Source for the Google Finance feature and rollout date: Google's June 25, 2026 product announcement. Verify current availability on Google's site.